For reasons both too complicated and too private I have literally suddenly found myself in poverty and in debt. The thing about being poor is that you do not only suffer the depredations of loss of services and the continual humiliation inflicted upon you, the impertinent, patronising and threatening tone adopted by the banks and utilities, the continual telephone harassment, but you are also punished in numerous ways, if you cannot pay by direct debit you pay more for your gas and electricity, there are a range of services you simply cannot access.You pay more for train travel since you cannot pay by credit or debit card, the list goes on.Of course becoming non-productive, ceasing to be a consumer you have committed the ultimate crime against capitalism itself. .